Leasing Network Updates 2025: What’s Changing (and What It Means for Your Practice)
If you work in dental billing or insurance coordination, you already know—leasing networks can change faster than a claim in review. Every few months, new agreements roll out, major payers reshuffle, and the fine print quietly shifts under your feet.
That’s why we’re keeping a live, continuously updated tracker of leasing network changes throughout 2025. This post will highlight the latest updates as they happen—who’s leasing to who, which networks are ending relationships, and what those changes mean for your reimbursement, PPO participation, and patient eligibility.
Bookmark this page and check back often. Whether you’re a practice manager, billing coordinator, or dental consultant, this running blog will help you stay ahead of insurance network shifts before they catch you by surprise.
March 2025
- Sunlife will have access to the Cigna Shared Administration Network on an In-Network basis Effective 3/1/2025.
- Visit ciganforhcp.com to find an opt out form or information on who is in network
- SunLife/Dental Health Alliance and Cigna
- Effective 3/1/2025
- Link to opt out: https://www.surveymonkey.com/r/CignaElections
- Visit ciganforhcp.com to find an opt out form or information on who is in network
- You may need to reach out to Cigna directly if it is past the opt out time.
May 2025–
- United Healthcare will now have access to United Concordia Elite Plus
- Note that this new agreement means that the higher end United Concordia “Elite Plus” network can be picked up via United Healthcare. This does not include other United Concordia networks like FFS, ParNet, etc. and does not include Tricare. You must have a direct UC contract with the DOD/Tricare plan to be in-network for Tricare/ADDP/DOD.
April 2025:
- Guardian ended it’s leased network agreements with both Connection Dental and Careington in several regions
July 2025:
- Metlife will begin working with Aetna as of 9/1/25
- Follow link to opt out of their leased networks: https://dentalprovider.metlife.com/networkswap
September 1st 2025:
- Aetna will no longer access Care Platinum PPO network providers under the Careington network. Your office will need to look into a direct contract with Aetna to stay as an in network provider.
- Metlife opt out: https://dentalprovider.metlife.com/networkswap
- Aetna- Call 1-800+451-7715
October:
- Metlife/Sunlife-Effective 10/18/25:
- Sunlife opt out: https://surveymonkey.com/r/2025Metlife
- Metlife Opt out: https://dentalprovider.metlife.com/networkswap
November 2025:
Cigna/ Humana- Effective 11/1/25
- Cigna Opt-Out: Form available here to avoid becoming in-network with Humana:
- Humana Opt-Out: Email dentalservice@humana.com to avoid becoming in-network with Cigna.
Cigna / Ameritas – Effective 11/1 /25
- Cigna Opt-Out: Form available here to avoid becoming in-network with Ameritas:
- Ameritas Opt-Out: Call (800) 487-5553 for details.
December 2025:
Guardian/Principal Effective 12/1/25
- Guardian Opt-Out: Email DGPSelectNetworkOptOut@glic.com to avoid becoming in-network with Principal.
- Principal Opt-Out: Call (800) 247-4695 for details
Stay Connected with Colleen Huff, Dental Insurance Coach
Keeping up with leasing network changes is a full-time job—and it’s one Colleen’s been doing for over two decades. As a nationally recognized dental insurance expert, consultant, and speaker, Colleen helps practices simplify insurance, strengthen systems, and build confidence in their billing processes.
If you want to stay ahead of the next wave of PPO and leasing network changes, subscribe to the A Mouthful of Insurance Newsletter or follow Colleen on LinkedIn for timely updates, real-world insights, and no-fluff guidance that helps your team stay profitable and compliant.
🦷 Have a question about a network change or reimbursement issue? Drop a comment below or reach out through colleenhuff.com—your question might appear in the next update!
